xReserve — Stablecoin Deployment Rail

Deploy your own USDC-backed stablecoin on any chain. Circle holds the reserve. You control the brand, policy, and distribution.

Model

1:1 Backed

Every token ↔ 1 USDC in reserve

Reserve

Circle

Circle-deployed vault contracts

Attestation

Programmatic

Automated deposit verification

Interop

CCTP

Connected to USDC ecosystem

Architecture: Vertical Stablecoin Network

Deploy domain-specific stablecoins all backed by the same USDC reserve.

USDC

Reserve (Ethereum)

↓ xReserve ↓

Attestation Layer

STORMUSD

LAWUSD

HVACUSD

BSC

Base

Polygon

Deployments

All xReserve stablecoin deployments for this account.

Deploy Branded Stablecoin

Launch a new USDC-backed token on your target chain.

Mint Flow: Deposit → Attest → Mint

Deposit USDC into the reserve vault, get an attestation, then mint branded tokens.

Burn Flow: Burn → Verify → Release USDC

Burn branded tokens and release USDC from the reserve.

Treasury Yield Loop

Subscribe idle reserve USDC into USYC for yield, redeem when needed.

Users pay YOURUSD

→

Treasury → USDC

→

Idle → USYC

→

Yield accrues

→

Redeem → USDC

→

Convert → YOURUSD

What You Can Build

Vertical Stablecoins

Revenue

LAWUSD, STORMUSD, HVACUSD — domain-specific tokens backed by USDC

Appchain Economy

Infrastructure

Native stablecoin for your L2/rollup with day-1 USDC liquidity

Sovereign Payment Rail

Product

Gasless UX + branded token + CCTP routing. Users never see USDC.

Permissioned Finance

Compliance

KYC-gated, transfer-restricted stablecoin for regulated use cases

AI Agent Token

Frontier

Liquidity token for autonomous agent transactions

Treasury Machine

Capital

Payments + stablecoin issuance + USYC yield in one loop