ENGINE 3
XRP Collateral Desk
Accept XRP collateral. Issue USDC loans at defined LTV. Transparent margin calls and liquidation. Access liquidity without selling XRP.
XRP Price
$2.35
Last mark
Total Collateral
$0
XRP locked
Total Loans
$0
USDC issued
Open Positions
0
Active
APR Range
12–24%
Based on risk tier
Max LTV
50%
Maximum loan-to-value at origination. Hard ceiling.
Margin Call
65%
LTV triggers margin call notification. Client must add collateral.
Liquidation
70%
Auto-liquidation triggered. Collateral sold to cover loan + fees.
Open New Position
Deposit XRP collateral → receive USDC loan
Max at 50% LTV: $0.00
LTV Calculator
Real-time loan-to-value based on XRP price
XRP @ $1.18 (-50%)
80.0% LTV
Collateral: $11,750
XRP @ $1.76 (-25%)
53.3% LTV
Collateral: $17,625
XRP @ $2.35 (Current)
40.0% LTV
Collateral: $23,500
XRP @ $3.53 (+50%)
26.7% LTV
Collateral: $35,250
Loan Terms
Standard XRP collateral agreement terms
MOG XRP COLLATERAL LOAN — STANDARD TERMS ========================================== 1. COLLATERAL Asset: XRP (native XRPL token) Custody: MOG_LOAN_VAULT escrow address Escrow type: XRPL Conditional Escrow 2. LOAN Currency: USDC Max LTV at origination: 50% Interest: 12–24% APR (based on risk tier) Origination fee: 1% 3. RISK PARAMETERS Margin call trigger: 65% LTV Margin call action: Client has 24h to add collateral Liquidation trigger: 70% LTV Liquidation method: Market sell of collateral sufficient to restore 50% LTV Liquidation fee: 2% of collateral sold 4. SETTLEMENT All settlements anchored on XRPL with SHA-256 hash Receipt issued for every collateral movement Monthly interest statements provided 5. EARLY REPAYMENT Permitted at any time No prepayment penalty Collateral released within 1 business day MOG — Wyomy Corp — Men of God Development & Investments LLC This is NOT a public securities offering. Terms subject to individual agreement.
Collateral Revenue Model
How origination + interest generates income
$50K Loan
$500K Loan
$5M Book